Based in Edinburgh, we provide mortgage advice to First Time Buyers, homeowners, and investors across Lothian and the wider UK.
Based in Edinburgh, we provide mortgage advice to First Time Buyers, homeowners, and investors across Lothian and the wider UK.
2800
+
Mortgages Completed
1650
+
Ongoing Clients
£
425m
+
Lending Secured
Based in Edinburgh, we provide mortgage advice to First Time Buyers, homeowners, and investors across Lothian and the wider UK.
2800
+
Mortgages Completed
1650
+
Ongoing Clients
£
425m
+
Lending Secured
Local Advice
Local Advice
Mortgage Advice in Edinburgh & Lothian
Mortgage Advice in Edinburgh & Lothian
The Edinburgh property market is competitive and moves fast. To get the property you want, you need straightforward advice built around the realities of the Scottish system. We help buyers cut through the noise, confidently navigate Home Reports, and build a solid strategy for "offers over" and closing dates.
Whether you're targeting a traditional city tenement, weighing up the West Lothian commuter belt, or looking at coastal towns in East Lothian, we know the local market and exactly what lenders require.
The Edinburgh property market is competitive and moves fast. To get the property you want, you need straightforward advice built around the realities of the Scottish system. We help buyers cut through the noise, confidently navigate Home Reports, and build a solid strategy for "offers over" and closing dates.
Whether you're targeting a traditional city tenement, weighing up the West Lothian commuter belt, or looking at coastal towns in East Lothian, we know the local market and exactly what lenders require.
Why choose a local adviser?
Why choose a local adviser?
Why choose a local adviser?
Expert knowledge of the Edinburgh market pricing
Expert knowledge of the Edinburgh market pricing
Experience with common Edinburgh property types
Experience with common Edinburgh property types
New-build and regeneration awareness
New-build and regeneration awareness
Practical guidance across the Lothians
Practical guidance across the Lothians
Flexible to suit you - local or remote appointments
Flexible to suit you - local or remote appointments
Helping local clients
Helping local clients
How We Help Clients across
Edinburgh & THE LOTHIANS
How We Help Clients across Edinburgh & THE LOTHIANS
From first purchases to complex lending for higher-value homes, we work with buyers and homeowners across the Edinburgh's differing property types - understanding how each part of the market behaves and what lenders look for.
From first purchases to complex lending for higher-value homes, we work with buyers and homeowners across the Edinburgh's differing property types - understanding how each part of the market behaves and what lenders look for.
First-Time Buyers
First-Time Buyers
Getting on the ladder in Edinburgh
We help translate the Home Report into plain English and help you set a realistic budget for "offers over" situations. When competition is high, we make sure your application is ready to go so you can bid confidently at closing dates.
Getting on the ladder in Edinburgh
We help translate the Home Report into plain English and help you set a realistic budget for "offers over" situations. When competition is high, we make sure your application is ready to go so you can bid confidently at closing dates.
Remortgaging & Moving Home
Remortgaging & Moving Home
From city flats to local towns
Whether your current deal is ending, you're releasing equity, or upsizing to a family home, we handle the heavy lifting. We structure your mortgage around your long-term goals and the specific type of property you are moving to.
From city flats to local towns
Whether your current deal is ending, you're releasing equity, or upsizing to a family home, we handle the heavy lifting. We structure your mortgage around your long-term goals and the specific type of property you are moving to.
New-Build Purchases
New-Build Purchases
Meeting developer timelines and criteria
Buying new-build means strict reservation windows and stage payments. We are highly experienced with Edinburgh and Lothian development sites, securing the right finance to keep your build timeline on track.
Meeting developer timelines and criteria
Buying new-build means strict reservation windows and stage payments. We are highly experienced with Edinburgh and Lothian development sites, securing the right finance to keep your build timeline on track.
Higher-Value & Unique Properties
Higher-Value & Unique Properties
Period homes and complex incomes
Edinburgh is full of unique character properties and Georgian homes that don't always fit a standard lending template. We secure funding for larger loan sizes, complex income streams, and non-standard property types.
Period homes and complex incomes
Edinburgh is full of unique character properties and Georgian homes that don't always fit a standard lending template. We secure funding for larger loan sizes, complex income streams, and non-standard property types.
Why use Advantage Home Finance?
Why use Advantage Home Finance?
WHY CLIENTS ACROSS Edinburgh TRUST OUR ADVICE
WHY CLIENTS ACROSS Edinburgh TRUST OUR ADVICE
WHY CLIENTS ACROSS Edinburgh TRUST OUR ADVICE
For over a decade, our clients have trusted Advantage Home Finance to advise them on their biggest financial commitment.
Our clients tell us the thing they value most is never having to chase updates or worry about progress. From your first call to completion, your adviser keeps you updated at every stage - no chasing, no wondering what's happening, no being left in the dark.
Mortgages are full of jargon. We break it all down, we explain trade-offs, and keep you updated from first call to completion.
If that sounds like what you need, get in touch today.
For over a decade, our clients have trusted Advantage Home Finance to advise them on their biggest financial commitment.
Our clients tell us the thing they value most is never having to chase updates or worry about progress. From your first call to completion, your adviser keeps you updated at every stage - no chasing, no wondering what's happening, no being left in the dark.
Mortgages are full of jargon. We break it all down, we explain trade-offs, and keep you updated from first call to completion.
If that sounds like what you need, get in touch today.
For over a decade, our clients have trusted Advantage Home Finance to advise them on their biggest financial commitment.
Our clients tell us the thing they value most is never having to chase updates or worry about progress. From your first call to completion, your adviser keeps you updated at every stage - no chasing, no wondering what's happening, no being left in the dark.
Mortgages are full of jargon. We break it all down, we explain trade-offs, and keep you updated from first call to completion.
If that sounds like what you need, get in touch today.
Meet your local adviser
Meet your local adviser
Mark Forbes joined Advantage Home Finance in 2019 and has over 20 years of experience in retail banking and mortgages, spanning advisory, training, and compliance roles.
Able to advise clients across the UK, Mark holds professional qualifications in both mortgage and insurance advice and is a member of the London Institute of Banking & Finance, allowing him to deliver comprehensive solutions tailored to the unique needs of each client.
Mark Forbes joined Advantage Home Finance in 2019 and has over 20 years of experience in retail banking and mortgages, spanning advisory, training, and compliance roles.
Able to advise clients across the UK, Mark holds professional qualifications in both mortgage and insurance advice and is a member of the London Institute of Banking & Finance, allowing him to deliver comprehensive solutions tailored to the unique needs of each client.
Mark Forbes joined Advantage Home Finance in 2019 and has over 20 years of experience in retail banking and mortgages, spanning advisory, training, and compliance roles.
Able to advise clients across the UK, Mark holds professional qualifications in both mortgage and insurance advice and is a member of the London Institute of Banking & Finance, allowing him to deliver comprehensive solutions tailored to the unique needs of each client.
Mark Forbes
Mark Forbes
Adviser
Adviser
Contact Us
Contact Us
Talk to a mortgage adviser
Talk to a mortgage adviser
Choosing the right mortgage is about making confident decisions at the right time, with the right guidance behind you. That’s where we come in. No scripts, no generic advice, just thoughtful, experienced support designed to make the process feel straightforward and manageable.
If you’d like to explore what’s possible or simply have a question, we’re always happy to start the conversation.
If you’d like to explore what’s possible or simply have a question, we’re always happy to start the conversation.
If you’d like to explore what’s possible or simply have a question, we’re always happy to start the conversation.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to be contacted by us to discuss your mortgage requirements.
Please see our Privacy Policy for further details on how we use your information.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to be contacted by us to discuss your mortgage requirements.
Please see our Privacy Policy for further details on how we use your information.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to be contacted by us to discuss your mortgage requirements.
Please see our Privacy Policy for further details on how we use your information.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
MOST BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
Advantage Home Finance is a trading name of Advantage Home Finance Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority.
View our complaints procedure here.
Initial mortgage consultation is free.
We may charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and 1% of the value you need to borrow up to a maximum of £2,000. For example, if your mortgage was £100,000 the maximum fee you would pay would be £1,000. The minimum fee charged is £0. You need to pay the fee when your mortgage application has completed.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered in Scotland. Registration number – SC511364.
Registered office address – 80 George Street, Edinburgh, Scotland, EH2 3BU.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
MOST BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
Advantage Home Finance is a trading name of Advantage Home Finance Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority.
View our complaints procedure here.
Initial mortgage consultation is free.
We may charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and 1% of the value you need to borrow up to a maximum of £2,000. For example, if your mortgage was £100,000 the maximum fee you would pay would be £1,000. The minimum fee charged is £0. You need to pay the fee when your mortgage application has completed.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered in Scotland. Registration number – SC511364.
Registered office address – 80 George Street, Edinburgh, Scotland, EH2 3BU.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
MOST BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
Advantage Home Finance is a trading name of Advantage Home Finance Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advance Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority.
View our complaints procedure here.
Initial mortgage consultation is free.
We may charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and 1% of the value you need to borrow up to a maximum of £2,000. For example, if your mortgage was £100,000 the maximum fee you would pay would be £1,000. The minimum fee charged is £0. You need to pay the fee when your mortgage application has completed.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
Registered in Scotland. Registration number – SC511364.
Registered office address – 80 George Street, Edinburgh, Scotland, EH2 3BU.